Legal
Privacy
Last updated September 2, 2026. Site: https://getharborplans.com
What this site is
Harbor is a planning site: free calculators in your browser, optional Harbor Pro, and paid Excel / Google Sheets templates. It is not a bank. It does not connect to your accounts or import transactions.
Numbers you type
Debts, paychecks, bills, and forecasts stay in this browser (including drafts, saved plans if you have Pro, and optional reviews). We do not use those figures to train models or to sell ads. Clearing site data, switching browsers, or using another device removes them unless you saved a plan here or emailed a snapshot.
Purchases
Payments run through Stripe. Stripe receives the card details, the amount, and the email you enter at checkout. Harbor never sees your full card number. After a paid checkout we store an unlock cookie in this browser and remember which products that receipt email paid for, so you can Restore on another device. Read Stripe’s policy at stripe.com/privacy.
Email is optional except at Stripe Checkout if you buy something. You may also type an email to send yourself a calculator snapshot, or on Restore to look up paid checkouts for that address. Restore shows a one-time link on the page after that check — we don’t email the link.
Hosting and cookies
The site is hosted on Vercel. Vercel may log standard request data (such as IP address and pages visited) to run the site. We set a small httpOnly cookie after a purchase so Downloads works in this browser. We do not use advertising cookies or a third-party analytics pixel.
What we don’t do
We don’t sell your personal information. We don’t share calculator inputs with other companies. We don’t require an account or password.
Children
Harbor is not directed at children under 13. Don’t use it to submit a child’s personal information.
Questions
There is no separate support inbox yet. For a purchase, use the email on your Stripe receipt and Restore. See also Terms.