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Last updated September 2, 2026. Site: https://getharborplans.com
Using the calculators
The three tools are free to use in your browser. No account is required. Results are planning estimates, not financial, tax, or legal advice. If a minimum payment doesn’t cover interest, that is a math warning, not a recommendation.
What you buy
Harbor Pro ($19, one-time) unlocks saved plans, CSV export, and related web-tool extras in the browser. It does not include spreadsheet files. Templates are $14 each, or $29 for the three core workbooks. Pro and templates are separate and can stack. All paid items are one-time digital goods, not a subscription.
Payments
Checkout is handled by Stripe. Use the same email at Checkout if you want to restore later. After you pay, this browser unlocks. On a new phone or laptop, open Restore with that receipt email. Card data is processed by Stripe, not stored on Harbor.
Files and license
Spreadsheet templates are for your personal or household use. Don’t resell, republish, or share the file as if it were your product. The free calculators may be used without buying a template.
Refunds
Templates can be downloaded as soon as you pay. If a charge was a duplicate or a clear mistake, we will try to make it right. Start from your Stripe receipt (it identifies the payment) or Restore with that email. We can’t reverse a download you already made onto another computer, but we don’t want anyone stuck with a bad test or double charge.
Plans stay in the browser
Named saved plans live on the device that saved them. Restore brings back Pro and template access, not the plan names and numbers from another phone. Email a snapshot if you want a copy outside this browser.
Availability
We aim to keep the site up, but hosting can fail. Paid files are yours to keep after download. We may change prices or features; that does not take away a purchase you already made.
Privacy
How we handle numbers, email, and Stripe is described in Privacy.